This Agreement sets forth the terms and conditions that apply to the access and use of the Website www.credpe.in and its Mobile Application (collectively referred to as "Website"), which is managed and operated by U1 Technologies Private Limited (hereinafter referred to as "Company"/ "Credpe"), incorporated under the laws of India and registered under the Companies Act, 2013.
This document/agreement (referred to as “Agreement”) is an electronic record in terms of the Information Technology Act, 2000 and generated by a computer system and does not require any physical or digital signatures. This document is published in accordance with the provisions of Rule 3 of the Information Technology (Intermediaries guidelines) 2011, which provides for the due diligence to be exercised for the access or usage of this Website.
By accessing this Website or registering your information on the Website, the users (hereinafter referred to as "you" or "your") agree to be bound by these Terms and Conditions ("T&C"). This Agreement along with the Privacy Policy and Disclaimer describes our relationship with you and will be subject to the rules, guidelines, policies, terms, and conditions applicable to any specific Service that is provided by this Website. They shall be deemed to be incorporated into this T&C and shall be considered as part and parcel of this T&C.
Be sure to return to this page periodically to review the most current version of the TOU. We reserve the right at any time, at our sole discretion, to change or otherwise modify the TOU without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified TOU.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. YOUR ACCEPTANCE OF TERMS CONTAINED HEREIN CONSTITUTES THE AGREEMENT BETWEEN YOU AND THE COMPANY FOR THE PURPOSES AS DEFINED HEREUNDER.
Description and Acceptance of Services
Credpe.in provides a platform to connect users with financial products and services offered by third-party institutions. By using the Website, you agree and acknowledge that Credpe is not a financial institution or bank, but acts as an intermediary to facilitate connections with service providers.
License and Website Access
Credpe grants you a limited, non-transferable, and revocable license to access and use the Website for personal and non-commercial use. You agree not to modify, distribute, reproduce, or exploit any content or information available on the Website for commercial purposes.
Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the terms of our Privacy Policy.
Your Registration/Account
In order to access certain services, you may be required to register on the Website by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your device. You agree to accept responsibility for all activities that occur under your account.
Customer Due Diligence Requirements (CDD)
As per applicable laws and regulations, you may be required to provide documents and information for verification of identity, address, and other details for availing services through Credpe.in. Failure to provide such information may result in denial of services.
Eligibility
By using this Website, you confirm that you are at least 18 years of age and are legally competent to enter into a binding agreement under Indian laws.
Submitted Content
Any information, data, or material submitted by you to the Website shall be accurate and complete. You grant Credpe a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content for the purpose of providing services.
Third Party Links/Offers
The Website may contain links to third-party websites, offers, or services. Credpe is not responsible for the content, accuracy, or practices of such third parties. Your dealings with such third parties are at your own risk.
Group Insurance Policy
If applicable, group insurance policies facilitated through the Website will be governed by the terms and conditions of the respective insurance provider. Credpe shall not be liable for claims, disputes, or services related to such policies.
Disclaimer of Warranty
The Website and services are provided on an "as is" and "as available" basis. Credpe does not warrant that the Website will be uninterrupted, secure, or error-free. We disclaim all warranties of any kind, express or implied, including merchantability and fitness for a particular purpose.
Limitation of Liability
Credpe and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on its content.
Site-Provided Email and Postings
Users may not use the Website to send unsolicited messages, spam, or post harmful content. Credpe reserves the right to remove or block such content at its sole discretion.
Indemnity
You agree to indemnify and hold harmless Credpe, its directors, officers, employees, and affiliates from any claims, damages, or liabilities arising out of your use of the Website, your violation of the TOU, or infringement of any third-party rights.
Additional Terms and Conditions
Specific services offered on the Website may be subject to additional terms and conditions. Such terms will be communicated at the time of availing the service and shall form part of this TOU.
General
This Agreement is governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Noida, Uttar Pradesh. For any queries, please contact us at support@credpe.in or visit us at Sector 4, Noida 201301.