Business Loan
Home Loan

Own your dream home with the best home loan rates. Compare offers without affecting your credit score.

SBI
HDFC Bank
ICICI Bank
Axis Bank
LIC Housing Finance
SBI
HDFC Bank
ICICI Bank
Axis Bank
LIC Housing Finance

Key Highlights of Home Loan

  • Competitive interest rates starting from 8.5% per annum
  • Loan amount up to ₹10 crores based on income and property value
  • Extended repayment tenure up to 30 years
  • Tax benefits under Section 80C and 24B
  • Minimal processing fees and charges
  • Balance transfer facility available
  • Pre-approved loans for eligible customers

Best Banks & NBFCs Offering Home Loan

Bank/NBFCLoan AmountInterest RateProcessing FeeMax Tenure
SBI₹1L - ₹10Cr8.5% - 9.65%0.35% + GST30 years
HDFC Bank₹1L - ₹10Cr8.6% - 9.5%Up to ₹3,000 + GST30 years
ICICI Bank₹1L - ₹10Cr8.7% - 9.8%0.5% + GST30 years
Axis Bank₹5L - ₹5Cr8.75% - 9.65%Up to ₹10,000 + GST30 years
LIC Housing Finance₹1L - ₹10Cr8.6% - 9.4%0.25% + GST30 years

Features & Benefits of Home Loan

Interest Rate

Competitive rates starting from 8.5% with both fixed and floating rate options

Loan Amount

Up to ₹10 crores or 80-90% of property value, whichever is lower

Loan Tenure

Extended repayment period up to 30 years for comfortable EMIs

Tax Benefits

Deductions up to ₹1.5 lakh on principal and ₹2 lakh on interest

Property Types

Covers ready-to-move, under-construction, plots, and resale properties

Balance Transfer

Switch your existing loan for better rates and terms

Types of Home Loan

Purchase Home Loan

For buying ready-to-move-in residential properties including apartments and independent houses

Construction Home Loan

For constructing your dream home on an owned plot with stage-wise disbursement

Plot Purchase Loan

For purchasing residential plots in approved layouts and DTCP approved areas

Home Extension Loan

For extending or adding new rooms to your existing residential property

Home Improvement Loan

For renovation, repair, and interior decoration of your existing home

Balance Transfer Loan

Transfer your existing home loan for better interest rates and terms

Eligibility & Documents

Eligibility Criteria

Age21 to 65 years (at loan maturity)
Income₹25,000 per month minimum
EmploymentSalaried/Self-employed/Professional with stable income
Credit Score750 and above preferred
DocumentsComplete property and income documentation required

How to Apply for Home Loan

1

Check eligibility and get pre-approved amount

2

Select property and finalize purchase agreement

3

Submit application with required documents

4

Property valuation and technical verification

5

Legal verification and approval process

EMI Calculator

₹50,000₹1,00,00,000
6 months360 months
8%30%

In Total:

₹5,64,882
Principal: ₹5,00,000
Interest: ₹64,882
EMI: ₹23,537