Key Highlights of Personal Loan
- Interest rates starting from 10.5% per annum
- Loan amount ranging from ₹10,000 to ₹40 lakhs
- Flexible repayment tenure from 12 to 84 months
- Quick online application with instant approval
- No collateral required - completely unsecured loan
- Multipurpose usage for any personal financial need
- Minimal documentation with digital verification
Best Banks & NBFCs Offering Personal Loan
| Bank/NBFC | Loan Amount | Interest Rate | Processing Fee | Max Tenure |
|---|---|---|---|---|
| HDFC Bank | ₹50k - ₹40L | 10.8% - 13.5% | Up to ₹6,500 + GST | 60 months |
| IndusInd Bank | ₹50k - ₹15L | 10.49% - 28% | Up to 3.5% + GST | 84 months |
| Axis Bank | ₹50k - ₹40L | 10.25% - 22% | Up to 2% + GST | 84 months |
| ICICI Bank | ₹30k - ₹50L | 10.75% - 19% | Up to 2.5% + GST | 72 months |
| Bajaj Finserv | ₹20k - ₹55L | 11% - 15% | Up to 3.93% | 96 months |
Features & Benefits of Personal Loan
Interest Rate
Starting from 10.5% per annum based on your credit profile and incomeLoan Amount
From ₹10,000 to ₹40 lakhs depending on your eligibility and requirementsLoan Tenure
Flexible repayment period from 12 to 84 monthsProcessing Time
Get approval within 30 seconds and disbursement within 24 hoursSecurity
No collateral or guarantor required - completely unsecuredPrepayment
Partial or full prepayment allowed with minimal chargesTypes of Personal Loan
Eligibility & Documents
Eligibility Criteria
| Age | 21 to 65 years |
| Income | ₹20,000 per month minimum |
| Employment | Salaried/Self-employed with 2+ years experience |
| Credit Score | 700 and above preferred |
| Documents | Minimal KYC and income documents required |
How to Apply for Personal Loan
1
Check your eligibility online
2
Fill the application form with basic details
3
Upload required documents
4
Get instant approval decision
5
Complete verification process
1
Check your eligibility online
2
Fill the application form with basic details
3
Upload required documents
4
Get instant approval decision
5
Complete verification process
EMI Calculator
₹50,000₹1,00,00,000
6 months360 months
8%30%
In Total:
₹5,64,882Principal: ₹5,00,000
Interest: ₹64,882
EMI: ₹23,537