Business Loan
Business Loan

Get funding for your business quickly with competitive rates. Compare lenders and choose the best option.

HDFC Bank
ICICI Bank
Axis Bank
Bajaj Finserv
Tata Capital
HDFC Bank
ICICI Bank
Axis Bank
Bajaj Finserv
Tata Capital

Key Highlights of Business Loan

  • Competitive interest rates starting from 11% per annum
  • Loan amount from ₹50,000 to ₹75 lakhs based on business profile
  • Flexible repayment tenure from 12 to 96 months
  • Minimal documentation with online application process
  • No collateral required for loans up to ₹10 lakhs
  • Quick disbursement within 48-72 hours of approval
  • Customized solutions for different business types

Best Banks & NBFCs Offering Business Loan

Bank/NBFCLoan AmountInterest RateProcessing FeeMax Tenure
HDFC Bank₹1L - ₹40L11% - 21%Up to 2% + GST60 months
ICICI Bank₹1L - ₹50L11.25% - 20%Up to 2.5% + GST72 months
Axis Bank₹50k - ₹75L11.5% - 24%Up to 3% + GST84 months
Bajaj Finserv₹1L - ₹45L13% - 30%Up to 4% + GST96 months
Tata Capital₹75k - ₹25L16% - 24%Up to 5% + GST60 months

Features & Benefits of Business Loan

Interest Rate

Competitive rates from 11% p.a. based on business profile and credit history

Loan Amount

From ₹50,000 to ₹75 lakhs depending on business turnover and requirements

Loan Tenure

Flexible repayment period from 12 to 96 months

Collateral Free

No collateral required for unsecured business loans up to ₹10 lakhs

Quick Processing

Fast approval and disbursement within 48-72 hours

Multiple Usage

Use for working capital, expansion, equipment purchase, or any business need

Types of Business Loan

Working Capital Loan

Manage day-to-day business operations, inventory purchase, and cash flow requirements

Equipment Finance

Purchase machinery, equipment, and technology for business expansion and modernization

Business Expansion Loan

Expand your business operations, open new branches, or enter new markets

MSME Loan

Specially designed loans for Micro, Small, and Medium Enterprises with government support

Trade Finance

Finance for import-export businesses, letter of credit, and international trade

Professional Loan

For chartered accountants, doctors, lawyers, and other professionals

Eligibility & Documents

Eligibility Criteria

Age25 to 65 years for proprietors/partners
Income₹2 lakhs annual turnover minimum
EmploymentBusiness operational for minimum 2 years
Credit Score650 and above acceptable
DocumentsBusiness registration and financial documents required

How to Apply for Business Loan

1

Assess your business loan requirements

2

Check eligibility criteria and gather documents

3

Submit online application with business details

4

Business verification and document scrutiny

5

Credit assessment and approval decision

EMI Calculator

₹50,000₹1,00,00,000
6 months360 months
8%30%

In Total:

₹5,64,882
Principal: ₹5,00,000
Interest: ₹64,882
EMI: ₹23,537